Kiplinger's Top 100 Money-Saving Tips Property Evaluator - Real Estate Investment Calculator
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Ace Budget 2 MoneyWell SimpliBudget Budget Alert for iPad - Income & Expense with cloud sync!
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Page 2
Kiplinger's Top 100 Money-Saving Tips
By Kiplinger Washington Editors
Device iPad
Category Finance
Updated Feb 24, 2012
Price $1.99
Download iTunes app link Kiplinger's Top 100 Money-Saving Tips

Kiplinger’s Top 100 Money-Saving Tips are guaranteed to help you save – and make – more money. Keep them at your fingertips wherever you go, whenever you need them!

For more than 50 years, Kiplinger has been giving readers practical advice on investing, saving, budgeting, credit, spending and more. Now you can enjoy the same money-smart advantage with this convenient interactive app for your iPad. You’ll discover how to:

- Pay less tax
- Choose the right time to sell a stock
- Outpace rising inflation
- Score the cheapest mortgage
- Beat pesky bank fees
- Boost your credit score
- Save hundreds of dollars on health care
- Pick the right rewards card
- Dine out for less
- Get the best travel and vacation deals
- And much, much more.

Whether you aim to make more money or keep more of the money you make, you can rely on Kiplinger to help you enjoy a richer, more financially rewarding life. Get started by downloading Kiplinger’s Top 100 Money-Savings Tips today.


By
Device iPhone, iPad
Category Finance
Updated Jan 27, 2012
Price $0.99
Download iTunes app link

Accounts 2 is an easy to use application to replace your paper checkbook. With the Accounts 2 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. All features of the Accounts 2 application are designed to be quick, clean, intuitive, and easy to use.

✥ If you like this app, then please support us with a positive rating. Thank you!

FEATURES

✥ Optimized for Multitasking and Retina Display
- Supports fast app switching and higher resolution Retina display.

✥ Universal Binary
- Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device.

✥ Graphs and Reports
- Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports.

✥ AirPrint Support
- Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer.

✥ Photo Receipts
- Capture and store photo receipt as part of a transaction.

✥ Search
- Quickly search for transactions and edit them from the same screen.

✥ Transaction Sharing Between iPhones
- Stay in sync by sending your transaction to your partner. Your partner can then post the transaction to Accounts 2 by simply clicking on the email link and saving the transaction.

✥ Recurring Transactions
- Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose.

✥ Reconcile Transactions
- Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 2 now includes a running total for even easier reconciliation.

✥ Split Transactions
- Split a transaction among several categories for more precise tracking.

✥ Transfers
- Make a one-time transfer between accounts or set up recurring transfers to automatically repeat on the cycle you choose.

✥ Multiple Accounts
- Track as many accounts as you need.

✥ Export in CSV, QIF & HTML Formats
- Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money.

✥ Large Number Keypad
- Enter numbers faster and easier with the large numeric keypad for amount fields.

✥ Description, Category, Memo, and Check # Fields
- All the necessary fields to track your transactions.

✥ Smart Autocomplete
- As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction.

✥ Auto-increment Check # Field
- Accounts 2 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 2 will auto-increment from there.

✥ Customization Settings & Themes
- Configurable settings and themes to customize the Accounts 2 application based on your preferences.

✥ Transaction Sorting/Hiding
- Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered.

✥ Accounts Reordering
- Reorder the accounts from the account list in any order you choose.

✥ Accounts Delete Lock
Prevents accidental deletion of all the transactions under an account.

✥ Backup / Restore
Backup your data to your computer for safekeeping. Then restore it to your iOS device when you need to via the iTunes file sharing interface.

✥ Passcode Security
- Keep your accounts information private.

✥ Clean, Intuitive User Interface.

✥ FREE Accounts 2 Lite version
- Not convinced if Accounts 2 is right for you? Please download the Accounts 2 Lite version and see for yourself.


By
Device Mac
Category Finance
Updated Jan 26, 2012
Price $49.99
Download iTunes app link

Quicken Essentials for Mac, a basic starter edition, helps you manage all of your personal finance in one place, so you can see where you’re spending and where you can save. Quicken automatically categorizes your financial transactions, stay on top of bills and helps you set goals so you can save more.

**For Quicken Essentials for Mac users: Please note, this is not a new release of Quicken Essentials for Mac. **

By downloading this product, you acknowledge you’ve read and agree to Quicken End User License Agreement and Intuit’s discontinuation policy accessible on this page.

FEATURES:
VIEW ALL YOUR ACCOUNTS IN ONE PLACE
See all your bank, credit card, investment and retirement accounts in one place, so you know exactly
where you stand. Quicken Essentials for Mac automatically downloads your income and expenses from your bank and credit card accounts, so you don't have to enter transactions manually and avoid the hassle of going to multiple websites.

SEE EXACTLY WHERE YOUR MONEY IS GOING
Quicken Essentials for Mac automatically categorizes expenses like groceries, entertainment, and more, so you don't have to edit them manually. You can easily see where you’re spending and where you can save.

PLAN, AND STAY ON, A BUDGET
We make it easy to get on a budget you can live with. Quicken Essentials for Mac automatically sets up budget goals based on what you've spent in the past. You can customize your plan, and we'll track your progress.

NEVER MISS A BILL
Quicken Essentials for Mac automatically creates bill reminders for you based on your previous bills; you can customize or add reminders as needed. Then, Quicken Essentials for Mac alerts you when bills are coming up, so you can pay them on time and avoid late fees.

GETTING STARTED IS A BREEZE
Step-by-step guidance helps you get up-and-running on Quicken Essentials for Mac fast. Just answer a few simple questions; we'll show you how Quicken works, and what to do next. You'll see your financial picture come quickly into focus.

EASILY UNCOVER ANY UNUSUAL ACCOUNT ACTIVITY
It's easy to review your transactions, so you can quickly spot anything that looks inaccurate or out of place. If a transaction requires follow-up, you can flag it with a reminder.

GET TIPS FROM OTHER QUICKEN USERS
With the Quicken Live Community, you can get help and advice from other Quicken users without ever leaving Quicken. If you have a question about something specific you're trying to do, just look to Live Community on the bottom right of the Quicken Essentials for Mac screen for the answer.

FREE CUSTOMER SUPPORT
Answers are just a call or click away; take advantage of Quicken customer service to help you get set up.

Property Evaluator - Real Estate Investment Calculator
By Wasatch Digital Media, Inc.
Device Mac
Category Finance
Updated Nov 1, 2011
Price $49.99
Download iTunes app link Property Evaluator - Real Estate Investment Calculator

Property Evaluator is the most powerful real estate investment software for the Mac. After entering some information about the property, you can view performance projections that help you do a true apples-to-apples comparison between properties. You can also save a PDF of the projections to email to your clients, lenders, or investment partners.

It takes the guesswork out of finding the best deal!

Whether you're investing in a foreclosure, fixer, short sale, REO, MLS listing, or commercial property, this app will help you run the numbers and perform your due diligence.

WHO USES PROPERTY EVALUATOR?
- Investors use it to analyze deals before they buy the property.
- Real estate agents and lenders use it to email performance projections to their clients.

FEATURES
- Create a complete financial projection and save it as a PDF file
- Analyze multi-unit and commercial properties
- Itemize your improvements and closing costs
- Save multiple properties
- Duplicate a property to quickly analyze a what-if scenario
- Create custom categories for income and expenses
- Add your own photo to the reports
- View a map of the property
- Amortization tables for the mortgages
- Add a cover page to the PDF report that includes your name, company, and contact info.
- Semi-annual compounding can be selected for Canadian mortgages
- International units and currencies are fully supported

Note: Property Evaluator requires Mac OS X 10.7 Lion.

---------------
I am dedicated to responding quickly to support requests. If you have questions, problems, or feature requests, please send me an email using the Support link to the right.
---------------

Ace Budget 2
By SVT Software
Device iPhone, iPad
Category Finance
Updated Oct 13, 2011
Price $0.99
Download iTunes app link Ace Budget 2

✥✥ ON SALE 50% OFF FOR A LIMITED TIME ✥✥

Featured by Apple in Finance Category

Ace Budget 2 is an easy to use personal finance application to help you track your spending and keep to a budget. You can create daily, weekly, monthly, semimonthly, quarterly, and yearly budgets for an unlimited number of categories. You can also schedule recurring transactions, set reminders, view graphs, compare historical data, and much more. Every feature of Ace Budget 2 is designed to be quick, clean, intuitive, and easy to use.

✥ If you like this app, then please support us with a positive rating. Thank you!

FEATURES

✥ Optimized for iOS 4 and Retina Display
- Supports fast app switching and iPhone 4's higher resolution Retina display.

✥ Universal Binary
- Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device.

✥ Charts and Reports
- See your monthly income and expenses through charts and reports.

✥ Transaction Sharing Between iPhones
- Send a transaction to your partner via email. Your partner can then click on the email link to post the transaction to Ace Budget 2.

✥ Multiple Budget Cycles
- Create daily, weekly, biweekly, semimonthly, monthly, quarterly, or yearly budget cycles.

✥ Transaction Reminder
- Set reminders for scheduled transactions to warn you when expenses are due.

✥ Transactions Scheduling
- Schedule recurring transactions based on the start date and frequency you choose.

✥ Quick Entry List
- Create a repeating transaction list for quick selection instead of retyping details.

✥ Smart Autocomplete
- As you type, a list will show the previously entered descriptions for you to select from to save re-typing.

✥ Search
- Quickly search for transactions and edit from the same screen.

✥ Budget History
- At the end each cycle, all information for a budget category is archived and can be easily viewed for comparative purposes.

✥ Transfer
- Move funds from one budget category to another in a single operation.

✥ Passcode Security
- Passcode protection to keep budget information private.

✥ Export Capability
- Export of budget data in CSV format for backups.

✥ Large Number Keypad for Easy Entry

✥ Customization Settings & Themes
- Configurable settings and themes to customize the application based on your preferences.

✥ Budget Delete Lock
- Prevents accidental deletion of all the transactions under a budget category.

✥ Customizable Sorting
- Sort transactions based on your preference either ASC or DESC order by date.

✥ Backup / Restore
- Backup your data to your computer for safekeeping. Then restore it to your iOS device when you need to via the iTunes file sharing interface.

✥ Clean, Intuitive User Interface

✥ FREE Ace Budget 2 Lite Version
- Not convinced if Ace Budget 2 is right for you? Please download the Ace Budget 2 Lite version and see for yourself.

✥ If you like this app, then please support us with a positive rating. Thank you!

MoneyWell
By No Thirst Software LLC
Device Mac
Category Finance
Updated Oct 28, 2011
Price $49.99
Download iTunes app link MoneyWell

** Free upgrade to MoneyWell 2.0—buy MoneyWell 1.7 today and get our upcoming 2.0 release for free!

MoneyWell gives you powerful personal finance organization and analysis tools in a simple, uncluttered, single-window solution. Without running complex reports or having to trudge through six levels of pie charts, you'll know immediately if your spending is on track.

An Electronic Twist on "Envelope Budgeting"

Splitting up your paycheck into envelopes for each category of your budget is a tried and true method for stopping overspending. Unfortunately, with direct deposit and debit cards that work like cash, it's nearly impossible to do today. MoneyWell supercharges that concept and gives you back control over your spending with spending buckets.

Find What You're Looking For Quickly

Want to see all your dining out transactions from last month? There's no need to run a report or find one transaction at a time. Just click the Dining bucket, click last month's graph bar and you're done. One or two clicks completes almost any lookup. What if you knew the entry had the word "apple" in it? Just type "apple" in Search Transactions and instantly see the results before you finish typing.

International Currency and Dates

MoneyWell uses your International settings in the System Preferences panel to format numbers, currency, and dates. With MoneyWell, you not only control your spending—you control how it looks! You can choose a different currency for each account and also set exchange rates to automatically convert amounts for transfers.

Direct Connect Banking

MoneyWell allows you to directly talk to hundreds of banks and other financial institutions giving you one-click access to your accounts. Setting up direct connect banking with MoneyWell is a breeze too. Simply follow the built-in guide that steps you through selecting your financial institution, entering your login information, and adding your accounts.

For those banks that don't support direct connections, MoneyWell still makes it easy to avoid manual entries by allowing you to import common file formats like OFX, QFX, QIF, and CSV.

Dropbox Sync with MoneyWell for iPhone

Securely sync your MoneyWell data from anywhere you have access to the internet. Now you can take MoneyWell with you when you shop. MoneyWell for Mac syncs with MoneyWell for iPhone, so you can check to make sure you have money in your Entertainment bucket balance before you buy that movie ticket. Pull to sync on your iPhone and you Mac is immediately updated with your new transactions. And don't worry about prying eyes, you supply a password that encrypts your data during transmission and while stored on Dropbox.

Favorite Transactions

We tend to shop and spend at the same places and have repetitious bills and expenses. MoneyWell automatically builds a list of Favorite Transactions for you as you import or enter transactions. The next time you start to type a payee name that matches one of these, MoneyWell will complete the transaction entry for you.

Sharing with Numbers or Excel

Ever want to play around with your transaction data or prepare a worksheet for your accountant? MoneyWell makes this easy: Simply select the transactions, then copy and paste to any application that accepts tab-delimited data. MoneyWell makes it easy to get your numbers into Numbers.

Legendary Support

No Thirst Software is proud of its reputation for timely support and we will do whatever it takes to keep that reputation shiny. Support is fast, free and just a click away!

Visit http://help.nothirst.com to browse our discussions or read our FAQs in our Knowledge Base. You can also email support@nothirst.com. We promise to get back to you quickly!

SimpliBudget
By Stephen Arrowsmith
Device Mac
Category Finance
Updated Nov 2, 2011
Price $0.99
Download iTunes app link SimpliBudget

SimpliBudget helps you develop and track a monthly personal budget. While other budget tools can be complex, with a steep learning curve, SimpliBudget is all you need to get started tracking your personal spending in minutes! This easy-to-use tool will save you money by helping you follow a monthly budget.

Features Include:
* Several easy ways to track spending
* Customizable budget categories
* Automatically recognizes categories based on past data
* Apply debits and credits to your spending
* Carryover monthly balances or start fresh
* Keep financial notes in one place
* Interactive spending history plot
* Regular updates based on feedback

(For more details, visit www.simplibudget.com)

Budget Alert for iPad - Income & Expense with cloud sync!
By Gladtiding, Inc.
Device iPad
Category Finance
Updated Feb 9, 2012
Price $1.99
Download iTunes app link Budget Alert for iPad - Income & Expense with cloud sync!

Budget Alert for iPad is smart, intuitive and effective! Manage and synchronize budgets across iPad, iPhone or iPod touch. Create family budgets to instantly share budgets with family members.

With Budget Alert for iPad, you can plan your budgets, transfer budgets and share budgets; Keep track of expenses or income, and monitor cash flow at your finger tips!

Budget Alert for iPad's powerful reporting engine produces detailed PDF reports that can be emailed or printed directly from the app.

Setup and customize alerts when budgets are running low. Get pre-alert notifications when your next expense transaction is about to happen.

Budget Alert for iPad is packed with over 100 unique features ensuring all your budgeting needs are covered.

★Money back guarantee★ If you are not satisfied with the purchase, we will gladly refund your money*!

Awesome features:

-Data store and sync using iCloud

-Data store and sync using Budget Alert Cloud

-Transfer budget

-View budget history

-Supports both income and expense transactions

-Recurring transactions

-Badge notification

-Customizable alerts

-Advance repeat options

-Interactive reporting tools

-Email and print PDF reports

-Supports AirPrint

-Export CSV files for desktop use

-Desktop backup and restore

-Built-in currency conversion tool

-Personal passcode protection

-Much more...


*Purchase refund: Must show proof of purchase; valid Paypal account required for refund requests; Limited time offer.

Try Budget Alert for iPad risk free today!

Budget Alert for iPhone and iPod touch is also available. Get it and sync it!

Financial Calculator™
By HongSoft
Device iPhone
Category Finance
Updated Feb 2, 2012
Price $1.99
Download iTunes app link Financial Calculator™

★★★★★★★★★★★★★★★★★★★★★★★★★★★★
SPECIAL INTRODUCTORY PRICING -50% OFF
★★★★★★★★★★★★★★★★★★★★★★★★★★★★

★★★★★★★★★★★★★★★★★★★★
Simple and intuitive interface with this calculator,
everyone may calculate followings without the knowledge on complicated equation or terms.
★★★★★★★★★★★★★★★★★★★★

► Simple and Compound Interest.
- Simple Interest/Compound Interest
► Growing annuities and Present Value of Annuity.
- Annual Payout Amount
► Calculates N, Interest, Present Value, PMT and Future Value of money.
- Compound Annual Growth Rate/Future Value/Present Value
► Bond Yield calculator.
- Current Yield/Yield to Maturity
► Amortization and Loans calculator.
- Monthly Payment
► Return Rate/CAGR calculator
- Compound Annual Growth Rate
► Retirement calculator.
- Annual Retirement Income
► 401(k) calculator.
- Balance at Retirement/Annual Payout Amount/Taxes
► Life Plan calculator.
- Success Percentage

*****************************
◆ This calculator does not just calculate interest.
◆ Please select one element among principal, interest rate, period or total amount.
◆ You may calculate the element you want to know.
◆ If you just enter three elements in the form, the calculator will indicate the other element you want to know together with monthly amount and graph beautifully.
*****************************

ex1) What is the accumulated value of a series of payment of USD1,000 each month, accumulating at an interest rate of 10% per year, for 10 years.
ex2) How much monthly payments should be paid to yield an accumulated value of USD50,000 at the end of 5 years assuming interest rate 7% per year.
ex3) Stocks bought 10 years ago at the price of USD10,000 became an accumulated value of USD30,000. What is the yearly compound interest rate?
ex4) How long period needed to yield accumulated value of USD10,000 with monthly deposits of USD50,000 assuming annual 5% interest rate.
ex5) If a man bought a house at USD300,000 and sold at USD500,000 10 years later. What is the annual rate of return?
ex6) Assuming annual inflation rate 3%, what is the present value of USD1,000,000 at the end of 10 years.
ex7) If you want to borrow money with minimum interest, what is the best way?
ex8) If you want to redeem your loan with equal monthly payments in 10 years. What is the method with monthly payments amount?
ex9) There is a new car you want to buy. You can not afford to buy the new car so you want to wait until you can buy a secondhand car. How much will it be?
ex10) You put USD20,000 into your stock account 3 years ago and withdrew USD5,000 6 months ago. If your stock valuation is USD30,000 what is the accumulated earning rate and yearly earning rate?

★★★★★★★★★★★★★★★★★★★★
➠Do the above questions seem complex?
➠ You can calculate all the answers you want know without financial knowledge with the calculator.
★★★★★★★★★★★★★★★★★★★★

HP 12C Financial Calculator
By Hewlett Packard
Device iPhone
Category Finance
Updated Jun 24, 2009
Price $14.99
Download iTunes app link HP 12C Financial Calculator

For the millions of business professionals and students who rely on the HP 12C Financial Calculator, the HP 12C Financial Calculator App is now available for your iPhone or iPod Touch.

Built with the same algorithms and calculation sequences you trust for real estate, banking, and finance functions every day.

When you find yourself without your calculator, relax – just open it on your iPhone or iPod Touch. Get fast answers with the identical layout and functions of your HP 12c Calculator.

FEATURES:
-Developed by HP, the original inventor of the HP 12C Financial Calculator
-Identical layout, functions and answers millions rely on
-Quickly calculate loan payments, TVM, NPV, IRR, cashflows, bonds and more
-Horizontal mode shows full calculator and vertical mode provides a simplified basic RPN calculator
-In horizontal mode, click on the HP logo to show the back of the original calculator with quick references to common calculations
-Keep the power of your HP 12c handy on your iPhone or iPod Touch

Money - Your sweetest accounting application
By Jumsoft
Device Mac
Category Finance
Updated Oct 27, 2011
Price $38.99
Download iTunes app link Money - Your sweetest accounting application

***Money 4 can only be synced with Money for iPhone v.2 ***

Money Reborn
Easy on the eyes. Easy to use. Plenty of features designed to help you keep control of your financial life.

Different Accounts
Your money comes and goes from your wallet, your bank account, and your share-trading account. How do you keep track of it all? Because Money 4 supports so many different types of accounts, you can neatly capture every detail. Create separate accounts for your bank accounts, cash, credit cards, investments, and loans to balance your accounting with grace.

Smart Scheduler
Repeating the same transactions every week or month can be seriously frustrating. Go to Scheduler to create recurring transactions and select the next date and frequency. Opt for automatic payments so that the transactions are added to Money 4 without your even noticing. Alternatively, choose to add them yourself – this way, you will never forget to pay your bills, as Money 4 displays an alert for overdue payments.

Advanced Reports
Money 4 features very fast report generation. To make sure all your needs are met, Money 4 offers thirteen types of reports, including Spending by Category, Net Worth, Budget, and more. Adjust the date range, accounts to be used, relevant chart type, or other details, and see your financial situation appear right before your eyes.

Easy Budget Planning
For some, it‘s like breathing, but most people need help planning their budgets. Trust us; this is actually simple with Money 4. Simply set your target revenues and expenses for each month. Afterwards, compare your targets with the actual outcome with the Budget Monitor bars.

Investment Tracking
The Portfolio feature has been expanded to take in even more key information on one page. Follow all your investment accounts together with important market information for a well-rounded view. On the main page of Portfolio, you can see a table of your shares, a graph of a selected security's quote history, variations of Portfolio market values, top losers and gainers in the market, major world’s indices, and currency rate fluctuations. Be your own portfolio manager with minimal time and effort.

Debt Tracker – Get out of your debts and make your own payoff plan with snowball method
By BlueTags
Device iPhone
Category Finance
Updated Feb 14, 2012
Price $0.99
Download iTunes app link Debt Tracker – Get out of your debts and make your own payoff plan with snowball method

This app can help you to get out of your debts and get ahead. With this app you can manage or payoff all your debts and figure out when you’ll be debt free through the most popular Debt Snowball method. It has user friendly UI and easy to use. You can analyze or add payments after a debt has been set up. And manage all your debts by category.

The debt-snowball method is a debt reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first while paying the minimum on larger debts. Once the smallest debt is paid off, one proceeds to the next slightly larger small debt above that, so on and so forth, gradually proceeding to the larger ones later. This method has gained more recognition recently because it is the primary debt-reduction method taught by many financial and wealth experts.

Main Features:

★Multiple Debts Tracking
√ Track as many debts as you want.

★ Payoff Debt Strategies
√ Highest Interest First
√ Lowest Balance First
√ Highest Balance First
√ Custom Ordering

★Built-in Calculators
√ Payoff Date Calculator
√ Loan Calculator
√ Mortgage Calculator

★ Category Module
√ Manage and classify all your debts by category.
√ Add you own category.

★Payoff Plan
√ Find the most excellent way to help you make your own payoff plan.

★Payment Schedule
√ View the interest, principal, and remaining balance for each and every payment of the debt.
√ Add payment to your debt and automatically update your debts information.

★Extra Payments Support
√ Calculate interest and time saving with extra payment. And make your own payoff plan through this feature.

★Charts and Reports
√ Provide quick summary of all your debts.
√ View all your debts through nice charts with Debt Remaining, Debts by Category and Remaining Debts by Category.

★Payment Due Date Notification
√ Remind you when the payment date of debt is coming.

★Export Data
√ Export your payment schedule and amortization list as CSV format.

★Passcode Security
√ Keep your own financial information private.

Money Manager Pro (PC Editing, Expense, Income, Transfer, Asset)
By RealByte
Device iPhone
Category Finance
Updated Jan 27, 2012
Price $1.99
Download iTunes app link Money Manager Pro (PC Editing, Expense, Income, Transfer, Asset)

★ Finance Top 1 : U.S. Japan, Korea ★

“Money Manager” is an optimized application for personal asset management.

※ PC editing function
You can view ‘“Money Manager” application by Wi-Fi or 3G. You can see the data sorted by date, category and asset group on the screen of your PC. In addition, you can see fluctuations of your asset indicated by graphs on your PC.

※ Applying double entry bookkeeping
It facilitates efficient asset management. It does not just record your money coming in and out of your account but deposits your money into your account as soon as your income is input and draws money from your account as soon as your expenditure is input.

※ Budget management function
You can manage your budget. It shows your budget and expenditure by a graph so you can see the amount of your expenditure against your budget quickly.

※ Card / Debit Card management function
Entering a settlement date, you can see payment amount and outstanding payment at asset tab. You can arrange the automatic debit by simply connecting your debit card with your account.

※ Passcode
You can check passcode even in iOS4 multitasking state so you can safely manage your account book.

※ Transfer, direct debit and recurrence function
Transfer between assets is possible, which makes your asset management more efficient. In addition, you can manage you salary, insurance, term deposit and loan more easily by setting automatic transfer and recurrence.

※ Instant statistics
Based on the data entered, you can instantly see your expenditure by category and changes between each month. And you can see change of your assets and income/expenditure indicated by a graph as well.

※ Bookmark function
You can easily input your frequent expenditures all at once by bookmarking them.

※ Backup / Restore
You can make and view backup files in Excel file and backup / restore is possible.

※ Choice of currency – you can freely choose your currency.

※ Other functions
- Change of starting date
- Calculator function (Amount > upper right button)
- Sub Category ON-OFF function

Trading Signals
By Win Tie Win, LLC
Device iPhone, iPad
Category Finance
Updated Feb 20, 2012
Price $49.99
Download iTunes app link Trading Signals

WinTieWin Trading Signals are algorithm-generated trading signals for timing the buying and selling of equities that track the price movement of the S&P 500 Index.

The signal-generating engine was developed over many years and has produced steady profits for almost 20 years ... the extent of its test period.

App Features:
• Specific timing for the entering and exiting of trades designed to track the S&P 500 Index.
• Description of how to trade WinTieWin Trading Signals.
• List of popular ETFs (exchange traded funds) which may prove useful in the trading of WinTieWin Trading Signals.
• List of popular online brokers suitable for the opening and funding of an online brokerage account.
• Banner displaying major indexes, popular ETFs, and user add-on symbols.

The buy and sell signals were designed to produce profits from trades that typically last for 4 or 5 market days, but are not expected to predict each day’s direction of market price movement. For simplicity, the signals are best thought of as Up Signals and Down Signals that represent the anticipated overall market direction while in a trade.

While a trade-direction signal is generated every market day, less than 5% of the time, though, the signal may be Out of Market. On those days, you would not be expected to have a position in the market.

The signals are updated to the application at approximately 11:00 AM ET each market day and are intended to be executed on that market-day’s close. Consequently, the signals are designed to take advantage of the following day’s (or days’) market action.

There are three types of trading signals, and they have been designed to have different personalities ... primarily distinguished by the amount of time spent in the market. The Confident Signal type is in the market only about 20% of the time; the Strong Signal type is in the market about 50% of the time; and the Aggressive Signal type is usually always
in the market.

Further, the signal-types have these characteristics:

• Confident – Achieves the highest trade accuracy (typically greater than 80% winning trades) with limited market exposure (in the market about 20% to 40% of the time) and high profits.

• Strong – Achieves a very high trade accuracy (typically 70% to 80% winning trades) with a market exposure between 40% and 80% and higher profits (compared to Confident).

• Aggressive – Achieves a high trade accuracy (typically 65% to 75%
winning trades) with market participation between 95% and 100% of the time while capturing the highest profits when compared to the results of the Confident and Strong types.

Generally, the Confident Signal trader will be a person wishing to encounter less risk by trading a more accurate signal and willing to accept less profit as a result of not being in the market as often; the Strong Signal trader wishes to experience higher profits by being
in the market frequently; the Aggressive Signal trader is willing to be in the market most of the time and to be compensated highly for having been so.

Each market-day’s trading signal will be accessible on the application Signal Page. The trade status of each of the three signal types will be independently displayed. Their signal direction will never be in disagreement. Their differences will only be a matter of market participation; the Confident type will be out of the market more often than the Strong type; the Strong type will be out of the market more often than the Aggressive type; the Aggressive type will only rarely be out of the market.

Accountant for iPad - calculator (calc with paper tape)
By Interlocken Technology
Device iPad
Category Finance
Updated Nov 1, 2011
Price $4.99
Download iTunes app link Accountant for iPad - calculator (calc with paper tape)

✓ Accountant for iPad is a single-column adding calculator with a full sized (1:1) keypad. Review & edit numbers, add or delete lines. Save & retrieve paper tape files.
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CPA's and Accountants: Please see '10 Key for iPad' in the iPad store which is fully 10-key compliant for adding percentages to streams of numbers. See the 1st FAQ below.

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Recent Press:

AppsWild.com: "Whether you're tracking your monthly budget, coming up with an estimate of costs for a project you're working on, tracking club dues or any number of other scenarios, this App should be your first choice."
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About ✓ Accountant for iPad:

CALCULATOR MODE
===============
✓ Perfect for adding columns of numbers.
✓ 350 lines of virtual paper tape.
✓ Freely chain ADD, SUB, MUL, DIV and %.
✓ Print subtotals.
✓ One-button push for sum-of-the-sum of groups of numbers.
✓ Squareroot, 1/x and %
✓ 3 display formats:
. - fixedPoint (2-8 places)
. - fixedPlus (no decimal point entry is required)
. - float
✓ Timestamp
✓ Oversized '+' & '=' keys

FILE MANAGEMENT
================
✓ Save paper tapes to disk for later use
✓ Name, rename, open & delete files

EDIT MODE
=========
✓ Touch any line to edit.
✓ Correct numbers.
✓ Change operators
✓ Add/Delete lines.
✓ Add comments (NEW).

PRINT & EMAIL
=============
✓ Print with Apple AirPrint (requires iOS4.2)
✓ Email an exact copy of the paper tape (with an EXCEL CSV attachment)

EXTRAS
======
✓ Full-screen view of the paper tape on the right-side scroll page.
✓ Double-tap the calculator LCD display to clear the paper tape.
✓ Wide range of help prompts (on/off).
✓ Key click sound (on/x1/x2 volume controls).
✓ International number formatting (Settings -> General -> International -> Region Format -> select region).

iPAD OPTIMIZATIONS
==================
✓ TypeTone - audio feedback that varies depending on where you touch a key.
✓ Full size (1:1) keyboard.
✓ Set keyboard position & scale in each orientation.
✓ Right & Left handed landscape views can be locked.


=========================

FAQ's

Q1. What is the difference between '✓ Accountant for iPad' and '10 Key for iPad' in the App. Store.?
A1. Both calculators are single-column adding machines with full-size (1:1) keyboards and are optimized for the iPad user interface. ‘✓ Accountant’ supports the free chaining of +, -, x, /, %, sqrt, 1/x and is easier to use if you are not familiar with how a '10-key' works, while '10 Key for iPad' behaves exactly the same as a 10 Key Printing Calculator, commonly used by CPA's and Accountants.

Q2. Can I touch-type?
A2. ✓ Accountant for iPad has several aids for touch-typing that include: TypeTone variable audio feedback, 1:1 scale keyboard or scale and reposition the keyboard to fit your hand best. There is also support in landscape mode for right and left-handers.

Q3. How can I quickly clear the paper tape?
A3. Make sure the option to 'Double Tap the LCD to Clear' is ON (right-side scroll page). Then just double-tap the LCD display to clear the paper tape.

Q4. How do I edit an incorrect number or add & delete lines from the paper tape?
A4. Touch any line of the paper tape to go into edit mode. Touch the side controls: Add Line, Delete Line. You can also edit numbers, and split groups. Press Done to return to Calculator mode.

Q5. I know '✓ Accountant for iPad' is not a '10 Key' calculator, but in any case what is a '10 Key'?
A5. Reference the link or search the term in your browser. A 10-key is often used by CPA’s to add & subtract columns of numbers, and perform percent operations in a very structured manner. They are labeled as 'Printing Calculators' in the stationary store. Here is a link:

http://www.tenkeycalculators.com/addandsubtract.html

Qualifier Plus IIIx
By Calculated Industries
Device iPhone
Category Finance
Updated Oct 22, 2010
Price $9.99
Download iTunes app link Qualifier Plus IIIx

Advanced Residential and Commercial Mortgage Finance Calculator

The Qualifier Plus® IIIx app from Calculated Industries gives real estate and mortgage professionals the power, portability and ease-of-use of the Qualifier Plus IIIx and Qualifier Plus IIIfx on your iPhone, iPod touch or iPad. Get instant access to P&I, PITI and total loan payments for conventional, FHA and VA loans. Includes complete buyer qualifying and more.

Ideal for all real estate finance professionals including agents, brokers, investors, mortgage lenders, title offices and trainers.

Need answers to both common and advanced real estate finance problems? Just pull out your iPhone or iPod touch, tap on the Qualifier Plus icon, and you’ll have the answers for your client in seconds.

• Complete Cash Flow solutions including Internal Rate of Return, Net Present Value and Net Future Value
• Qualifying keys provide on-the-spot buyer qualifying for conventional, FHA and VA loans
• Instantly solve your clients’ real estate finance questions
• E-mail loan worksheets to your clients from your iPhone

Built-in functions help you find instant solutions for:
• Calculate IRR for multiple cash flows
• Amortizations with remaining balances
• Bi-weekly loans and ARMS
• Rent vs. Buy comparisons and estimated tax savings
• Future Value, property appreciation

FEATURES:
• Created by Calculated Industries, the originator of the Real Estate Master and Qualifier Plus Real Estate and mortgage calculators
• Amortization screen lets you see all amortization or loan data at once and e-mail it directly from the app screen on your phone
• Built-in help – just press and hold the desired key for full, clear definitions, explanations and examples of keystrokes

Time-saving Utilities Include:
• Date Math function lets you instantly see closing and expire dates
• Triple Zero key saves time and keystrokes
• Memory Function
• User-Definable Preferences — define and store payments per year, taxes and insurance

Special Functions:
• Entry-editing backspace key – with a swipe of a finger
• Works as a standard calculator
• Free User Guide available at www.calculated.com

TRADEMARKS:

TRADEMARKS:
Qualifer Plus® is a registered trademark of Calculated Industries, Inc.

BA II Plus(tm) Financial Calculator
By Texas Instruments Incorporated
Device iPhone
Category Finance
Updated Sep 15, 2009
Price $14.99
Download iTunes app link BA II Plus(tm) Financial Calculator

Exact capabilities of the best-selling financial calculator from Texas Instruments – the BA II Plus. Easier to use than other financial calculators, including the HP 12C. Thoughtful features, such as the innovative 2nd function key (details below). Cool, convenient and affordably priced. The smart choice in financial calculators for business professionals and college students, in corporate and university settings.

2nd FUNCTION KEY
Switch to 2nd function operations with one key press. No other financial calculator makes it so simple to do. With the 2nd function key, you can see – and quickly locate – all those 2nd functions to calculate terms fast.

ADVANCED FINANCE AND SCIENCE FUNCTIONS
• Solves Time-Value-of-Money calculations
• Generates amortization schedules
• Performs cash-flow analysis, and computes NPV and IRR
• Calculates depreciation with four different methodologies
• Breakeven, profit and percent difference calculations
• Date function to determine days between dates
• Evaluates bond prices and yields “to maturity” or “to call”
• Scientific capabilities include trig. and log. functions
• Memory stores 10 values and Constant Memory™ retains them
• Choice of chain or Algebraic Operating System methods
• Key click sounds enabled optionally via Settings

FOR BUSINESS ADMINISTRATION CURRICULUM
• Accounting
• Economics
• Finance
• Marketing
• Mathematics
• Real Estate
• Science
• Statistics

Seasonalysis - Seasonal Stock Analyzer
By Cyrillian Inc.
Device iPhone, iPad
Category Finance
Updated Oct 18, 2011
Price $79.99
Download iTunes app link Seasonalysis - Seasonal Stock Analyzer

Seasonalysis is the definitive seasonal stock analysis tool for your iOS device! Featured by Apple in "What's Hot" in the Finance category for iPad!

SAVE 20%! (PRICE WILL BE $99.99 AFTER NEXT UPDATE)

FOR MORE INFORMATION:
http://www.cyrillian.com/seasonalysis
http://www.twitter.com/cyrillian
CONTACT US: support@cyrillian.com

If you're looking for more in-depth analysis and pattern tracking be sure to check out our web version at www.seasonalysis.com!

With Seasonalysis you can enter virtually any symbol and clearly see it’s seasonal tendencies over the time frame you specify. Should you be long or short during any particular time of year? Seasonalysis quickly identifies seasonal tendencies, allowing you to make the best determination. This app is the perfect tool for both experienced traders and novice traders alike. For the price of a few commissions you will have a powerful seasonal analysis tool in the palm of your hand.

FEATURES:

Intuitive user input, and no limit on the number of stocks you can analyze

- Universal app, works on iPhone, iPad, & iPod Touch!

- Analyze any symbol available on Yahoo! Finance that has historical data. Effortlessly update all your symbols at once.

- Analyze anywhere from 1 to 50 years of data, you decide the time frame

- Seasonal behavior table details seasonal patterns over various time frames during the calendar year. Use this to help plan your trades

- Watch patterns you are interested in and be notified when they are about to occur via local notifications, even if the app is closed!

- 5, 10, 20, 30, & 60 day seasonal patterns are generated for symbols with 6+ years of data.

- Comprehensive pattern filtering tools! Track all your upcoming seasonal patterns on one easy to use screen, filter by day, future date range, win percentage, P/L, and pattern type, and more.

- Monthly profit/loss grid for easy seasonal comparison

- Charts showing historical gain/loss as well as the average gain/loss over the calendar year.

- Full screen landscape chart mode when device in landscape orientation for even finer chart detail.

NOTE: If you have any questions or problems please visit our FAQ page or contact us directly. All questions and concerns will be promptly addressed!

Debt Quencher
By No Thirst Software LLC
Device Mac
Category Finance
Updated Dec 25, 2010
Price $4.99
Download iTunes app link Debt Quencher

A painless way to analyze, manage and eliminate credit card debt!

Debt Quencher is incredibly easy to use. You will know how to eliminate your credit card balances within minutes of starting the program. No need to run reports or answer complex questions, just put in three numbers and see summary and detailed results instantly.

Pay It Down

Debt Quencher gives you three ways to pay down your debt: Adjust the individual planned payment amounts, enter the additional payment amount, or the total monthly payment. No matter which way you enter your amounts, Debt Quencher will calculate the best way to save you money.

Keep Your Numbers Current

The Make Payments command helps keep your balances current. With two clicks you can apply your planned payments to the balances and change the Last Updated date to the current date.

Simple Data Entry

Debt Quencher has been designed to be easy for anyone to use. It's harder to find the interest rate on your credit card statement than it is to use this tool. Enter that rate along with your current balance and minimum payment to see how long it will take to pay off that card.

Play What If

For more "what if" scenarios, you can change the Payoff Method to one of four choices: Minimum Payment, Highest Interest, Lowest Balance or Highest Balance. Debt Quencher always shows your savings for each method and recommends a best method. You can choose any one of these methods to review the payment plan.

Get It in Writing

Getting a hard copy of your payments is easy too: Just click the Print button.

Fast and Helpful Support

No Thirst Software is proud of its reputation for timely support and we will do whatever it takes to keep that reputation shiny. Support is fast, free and just a click away!

Our customer help centers are designed to give you a place to contact us securely. We monitor all posts and you get an email response quickly—typically within 2 to 6 hours. You can also return to the help center to review our discussion with you at any time so you don't have to keep an email trail.

You can also create a public discussion to get help from other customers or to exchange ideas. There is also a growing knowledge base on our help center that you can search for immediate help. Visit http://nothirst.com/support/ for details.

Stock Arbitrage Trader - Real Time Signals
By EMI Ltd.
Device iPhone, iPad
Category Finance
Updated Nov 19, 2011
Price $49.99
Download iTunes app link Stock Arbitrage Trader - Real Time Signals

Arbitrage Trader is a tool for investors and traders who take positions in the US equity markets. Based on a complex mathematical model, this tool provides REAL-TIME buy and sell recommendation signals for selected S&P500 stocks.

Arbitrage Trader is used by professional traders and has a proven track record.

Features

- Real-time stock signals with real-time P/L calculation
- Real-time push notifications
- Arbitrage model short term market direction forecast
- Futures
- Stock market news
- Stock specific news and financial highlights
- Table sorting
- Charts with technical indicators

How does it work?

Volatility of a stock is composed of firm-specific risk, plus market risk. In equity markets, the market risk or the systematic risk dominates short term trading patterns of most equities. EMI Ltd has developed a trading strategy to exploit this characteristic. Also described as “mean reversion”, this strategy examines historical data of selected S&P500 stocks and constructs correlation/dispersion and volatility maps. The model continuously checks real-time prices and compares them to these maps by using various algorithms. If the price of a stock falls below its character map, it generates a buy signal. If on the other hand the price goes above its character map, the tool generates a sell signal. As these anomalies occur, short term (typically 5-7 days) trading and significant profit opportunities arise.

Who can use Arbitrage Trader?

Since Arbitrage Trader identifies short-term investment opportunities and price patterns, this tool is ideal for investors who check their portfolios at minimum on a daily basis and frequent traders with holding periods ranging from 3 to 7 days. However, investors with much longer holding periods (up to 2-3 months) and even day-traders following intraday swings and/or momentum can easily use Arbitrage Trader to discover profitable ideas.